HERO token-Promotion of financial integration, transparency and efficiency.

what is hero token ???

Hero is the first bank expanding in Southeast Asia. Hero will be a means of the future, a technology for raising the level of banking in fast-growing emerging markets, Southeast Asia. For the year 2017 in the Philippines, the volume of remittances was about 5% at or about 28.245 billion US dollars. Hero also greatly contributed to expansion in the fast-growing economy of Southeast Asia, covering about 3% of the market. And also Hero has strong community support on Facebook, Twitter and trusted by fairly stable and large companies such as Softbank, Alibaba and Spiral Ventures. With the help of this community, Hero will confidently come to stability and prosperity of the project in the future.

Before the loyal reader goes deeper I attach a vidio to open the horizons about the Hero Project on the youtube channel https://youtu.be/o7anwyoq48I

How to work:

The client sends information about the item to pawnhero.ph through his phone or computer. After the data is successfully confirmed, Opus links the request to the pricing model, which instantly provides the client with several loan offers with different loan maturities. Then the customer chooses a preferable offer for himself and passes through information about the customer, the method of payment and delivery. Opus then arranges a courier bike ( PawnTrooper ) to pick up the item from the client’s house for free. At this time PawnTrooper completes the legally required procedures (KYC) << Know your customer >>further gives out a ticket to the customer and receives the goods for delivery to the Operations Center. Then, the evaluating experts check this item. If the authenticity of the item is confirmed, and the state corresponds to its request, then a loan is issued through Opus with different methods of payment by the selected client. If the item is not authenticated, it is returned to the client, and a delivery fee of 100 pesos (US $ 2) is charged from the customer. If the item is authentic but not in the condition indicated in the request, the expert estimates the revised cost of the product, and Opus offers a new one offer for a loan via CMC or e-mail.

Thus, PawnHere stores the pledged items in a secure and controlled centralized repository. Opus tracks the movement of mortgaged items throughout the process until the item is returned to the client when the debt is repaid.

Hero - Mission and Vision

Hero's mission is to revolutionize the banking industry to make the loan more affordable and affordable through a nonbank or non-bank start in Southeast Asia.

Since 2015, we have helped thousands of Filipinos gain access to short-term loans, and their number is growing rapidly. As a pioneer in online lending in Southeast Asia, we have become one of Fintech's most prominent startups to break the highly secured multibillion lending industry. Thanks to our platform, we have provided revolutionary solutions to important problems among the poor and unrelated in emerging markets. Headquartered in Singapore, we operate in a network with no industry infrastructure, which allows us to keep our operating costs low and remain focused on our customers. We have transformed our loan into unlimited, transparent, and highly effective digital experience for Southeast Asia.

Our vision is to break the current financial system, which does not include 2 billion people from the banking system, using technology to create a more inclusive system that allows people to access credit.

plans

Q4 2017 - development of a secured loan business in the Philippines
Q1 2018 - blockchain based loans without unnecessary intermediaries
Q3 2018 - regional expansion
2019 - blockchain loans for the small and medium enterprises sector and communities.

Token Distribution All unsold tokens will be burned - 80% sold to the public - 15% for founders - 3% for early believers and advisers - 2% for promotional / bounty gifts Details of Token Hero -Ticket Symbol: HERO -Token Price: 1 HERO token equal to 0.005 ETH (1 ETH will buy 200 Hero tokens) - Minimum contribution: Not applicable minimum for token sales starting February 1st. Minimum is only valid for presale Minimum Minimum Purchase per Person: 1 ETH or equivalent = 200 HERO tokens - Maximum contribution and token offer: Not applicable max. Max. The number of tokens available for sale is 50,000,000 (50 million tokens Hero) -Soft Cap: USD 5M (It has been achieved for 24 hours presale) -Hard Cap: 250k ETH (All unsold token will be burned; read more here )- Tested Cryptocurrencies: Ethereal (ETH), Bitcoin (BTC) and BitcoinCash (BCC), ETH Classic (ETC), Ripple (XRP), Litecoin (LTC), Wave ( ATM ) -Accepted FIAT Currencies: Euro - Credentials : US citizen, US person living in the territory of the British Virgin Islands or a citizen or person of any jurisdiction, prohibited or forbidden to offer, distribute, buy, sell or store a cryptographic token, shall not be eligible to participate in the sale of this token . -Exchanges: We will try to get the list on the trusted exchange as soon as possible after token publishing.

Bonus Schedule

Every Hero Token will be sold for 1/200 ETH, which means that 1ETH will give you 200 Token heroes. Additional token will be given to the original participant.