WHAT IS OTPPAY ?
OTPPAY is a unique payment platform that will pave the way to use their favorite crypto currency to make payments to vendors quickly. In fact, someone can change their primary payment option from crypto currency to OTPPAY tokens instantaneously, so as to protect them from the fluctuating crypto currency market changes.

OTPPAY is "Omni Token Platform for Payments", Blockchain-powered Wallet (Buy, Sell, Exchange and Payment). OTPPAY will be the largest platform in the world where all major crypto assets can be bought, traded and even made payments to merchants at low cost directly or escrow based.

Any new technological advances will be considered successful if it creates a change in the general population of all ethnic groups and ages. To achieve a sustainable ecosystem, the innovative platform we build shoud balances the market vs. today's futuristic market. As an organization, we make transparent, financial, business, model, licensing, accreditation, revenue streams and audit reports. Our OTPPAY will pave the way for crypto transformation with transparent business modeling with justifiable costs.

OTPPAY Missions

The company claims that the platform they are creating is a unique crypto payment platform in a way that it gives chance to users to use various types of cryptocurrencies as well as fiat money to pay for services products and services of merchants across the globe. All of the transaction processes are conducted safely and conveniently. Moreover, it is also said that the system protects customers’ assets from market volatility. Combining conventional security standard of fiat money and latest blockchain technology, OTPPAY is trying to assist users in global e-commerce and business transaction. In addition to blockchain technology, the platform also uses other technologies such as API, AI, and cross-border eKYC interfaces.

How OTPPAY Works.

OTPPAY works by providing some features that ease users to deal with cryptocurrency trade. The platform where all of the transactions are made and requested is called Omni Token Platform. Whenever there is a user who asks for a service, the platform will automatically proceed the request quickly and with low fees. All of the users who use the platform are verified through eKYC. Once their data and account are verified, they can immediately start trading. There is an auto-trading feature that saves costumers’ client. So here, the only thing customers need to do is just to assign the pre-set values and that’s all. The platform app will do the rest.

Also, through the platform that is installed on your phone, it will be easy to access mobile wallets where customers can have a flexible exchange of crypto/fiat. The app is a kind of user-friendly mobile up that allows anyone to enjoy the benefits of cryptocurrency market.

OTPPAY function

OTPPAY comes with a variety of features and usability. As for the features and usefulness are as follows:

Sell Buy, Otppay will be the most popular way in the world to buy and sell cryptocurrency or digital assets supported by Artificial Intelligence and Machine Learning Engines.
Send and receive, Send and receive crypto currency or crypto assets quickly.
Exchange, exchange your crypto assets or crypto currency just in time from one wallet to another quickly.
OTPPAY Debit Card, OTPPAY's main purpose to replace or bridge your traditional banking system with its OTPPAY Crypto Bank with blockchain-powered payments, transfers, currency exchange and lending options.
Analysis of crypto and negative database estimates, 24/7 fraud monitoring system with open audit facilitation provides extra security and transparency.

What makes OTPPAY unique from other Cryptobranks.

Users can directly buy and sell cryptocurrencies with a minimalist approach. Each time a customer submits a request for the services mentioned above, the Otppay project will directly match a specific request with another request on our platform and redirect it so that the increased service will be met without the physical transition of the asset. Through this, we can charge a relatively low cost within a negligible time frame. If the asset does not match, the system will retrieve the specified result from the Otppay buffer (cryptocurrency / fiat) buffer and fulfill the order on time.

Crypto Credit Rating (CCR):

OTPPAY will launch the Crypto Credit Rating service where merchants and users will be profiled and updated CCR Scores will be announced. Our CCR score will be calculated taking into account many boundary conditions and geographic input so our CCR Scores will be accurate.

Our CCR score will be used as the primary valuation key for "OTPPAY Lend" service. Our CCR score will have three main vertical assessments, Creditworthiness Evaluation, Cross-Border Credit Scoring & Frequency of payments. Our CCR score will be completely decentralized so that people can trust OTPPAY CCR will be free from data manipulation.

OTPPAY uses end to end protocols for identity authentication, risk assessment, and full credit ratings on Blockchain. Endorsement of identity will be processed by eKYC. At OTPPAY, we regard the privacy of our customers as the core. Whenever a third party or institution accesses our CCR Score, our system will promptly send a warning notification, once a certain user approves the request then access will be granted to the assessor. Our data will be final to end with encryption, thereby providing extra security for our users.

How many tokens to sell

On ICO sold 600 million tokens that will be sold along with 111 Million Bonus & Rewards token.

How to participate in OTPPAY Pre-Sale / ICO?

To opt-in to the bidding token, you can send ETH to the token address. Your proof will be sent to your shipping address automatically.

Pre-sales will run from 5 to 3 April 2018.

ICO Phase 1 will take place from 4 to 3 May 2018.

ICO Phase 2 will run from 4 to 2 June 2018.

In Pre Sell - 1ETH = 16,000 Token + Bonus (20%)

In Phase I ICO - 1 ETH = 8,000 Bonus Token + (15%)

In Phase II of ICO - 1 ETH = 8,000 Bonus Token + (10%)

Note: 5% referral bonus for all participants.

Token Classification Token Classification

Soft Cap 1250 ETH

Hard Cap 71250 Protot ETH

Token ETH / ERC20

Enrichment Token 0.10% of the total Revenue will be used to buy back the tokens and will be destroyed every month.

ICO STRUCTURE:

OTPPAY can be brought to the market through our expert implants with the payment method of mobile, digital, financial, cryptography, UX technologies and the business world below. Together we will induce the experience in other companies to create a supersonic project. Here are some background and process allocations.